Office Insurance
PART 1 – BUILDINGS & CONTENTS
- Fire, lightning, explosions, smoke
- Earthquake or volcanic explosion
- Storm, Storm Flood
- Cyclone, Tornado , Hail
- Leak , Overflow , pipe bursts
- Jobs for Detecting damage ( pipe burst ) maximum € 1.500.
- Impact / crashes or objects falling from them
- Impact on Buildings
- Riots, Strikes
- Labor Unrest
- Malicious Damage
- Theft by rupture
- Accidental damage to Water pipes or electrical wires , ceiling € 1.000
- Expenses of Engineering & Architecture.
- Disposal Wreckage
- Employees personal belongings . Maximum € 100 per EMPLOYEE
- Loss or damage to the locks. Maximum € 500
- Expenses firefighters. Ceiling of € 1.000
PART 2 – LOSS OF BUSINESS PROFITS
- 10 % of the contents of the office
PART 3 – ACCIDENTAL INJURY IN OFFICE
- During the period of insurance € 5.000
PART 4 – MONEY
- In Transit – € 4.500
- The premises in a safe ( working hours ) – € 4.500
- In safe ( working hours ) – € 1.700
- EXCEPT the premises safe ( hours ) – € 750
- The residence of the Insured – € 700
- Damaged Box – € 1.000
- Personal belongings and employee – € 100 ( per person)
PART 5 – Dishonesty EMPLOYEE
- During the Period of insurance – € 5.000
PART 6 – frippery EMPLOYER
- For each employee – € 160.000
- For each incident – € 3.415.000
- For each period of insurance – € 5.125.000
PART 7 – LIABILITY
- Bodily injury , death for each occurrence € 180.000
- Property damage for each occurrence € 180.000
- For each period of insurance € 260.000
PART 8 – PERSONAL ACCIDENT ( for employees )
- Accidental Death – € 10.000
- Permanent Total Disablement – € 8.500
- Medical expenses from attack (per employee ) – € 500
PART 9 – ACCIDENTAL INJURY IN GLASSES & ADVERTISING SIGNS
- Glasses -€ 4.000
- Billboards – € 1.000
