Café-Restaurant Insurance
Part 1 – BUILDINGS & CONTENTS
- Fire, lightning , explosions, smoke
- Earthquake or volcanic explosion
- Storm , Storm Flood
- Cyclone , Tornado , Hail
- Leak , Overflow , pipe bursts
- Jobs for Detecting damage ( pipe burst ) maximum 1,500.
- Impact / crashes or objects falling from them
- Impact on Buildings
- Riots , Strikes
- Labour Unrest
- Malicious Damage
- Theft by rupture
- Accidental damage to Water pipes or electrical wires , ceiling 1,000
- Expenses of Engineering & Architecture
- Employees Personal belongings. Maximum 100 per employee
- Loss or damage to the locks. Ceiling €500
- Expenses firefighters . Maximum €1,000
PART 2 – LOSS OF BUSINESS PROFITS
- 10% of the value of the contents of the café-restaurant
PART 3 – MONEY
- In Transit – € 4.500
- The premises in a safe ( working hours ) – € 4.500
- In safe ( working hours ) – € 1.700
- EXCEPT the premises safe ( hours ) – € 750
- The residence of the Insured – € 700
- Damaged Box – € 100
- Personal belongings and employee – € 100 ( per person)
PART 4 – EMPLOYEE dishonesty
- During the Period of insurance – € 17.500
PART 5 – EMPLOYERS LIABILITY
- For each employee – € 160.000
- For each incident – € 3.415.000
- For each period of insurance – € 5.125.000
PART 6 – PUBLIC LIABILITY
- Bodily injury , death for each occurrence € 180.000
- Property damage for each occurrence € 180.000
- For each period of insurance € 260.000
PART 7 – PERSONAL ACCIDENT ( for employees )
- Accidental Death – € 10.000
- Permanent Total Disablement – € 8.500
- Medical expenses from attack (per employee ) – € 500
SECTION 8 – ACCIDENTAL INJURY IN GLASSES & ADVERTISING SIGNS
- Glasses -€ 4.000
- Billboards – € 1.000
PART 9 – HAULAGE
- Limit the period of insurance coverage – € 2.500
PART 10 – PRODUCTS LIABILITY
- For each incident – € 180.000
- In the period of insurance – € 250.000
PART 11 – DETERIORATION OF MERCHANDISE IN FREEZERS
- The limit during the period of the insurance coverage is – € 5.000
